It is estimated that in the richest nation on earth, the United States, less than 95% of all Americans do not have a written set of goals which cover these four areas. One reason that so few of us have no written goals is that we have never really been taught how to set them by putting them down in writing. Another reason, is that we may have set ambitious goals in the past, but have failed to achieve them and have given up. Whatever the reason, it is never too late to start. Remember, the most important thing is to enjoy the journey forward.

Feel free to allow the pages of this workbook to help serve as a roadmap...on the path, to your own American Dream.